Privacy Policy | Car Bills Explained

Effective date: October 31, 2026

This policy explains, in plain language, what CarBillsExplained.com collects, how it’s used and the choices you have. In short: contact messages are emailed to us and used only to reply, Google Analytics and Google AdSense use cookies, and you can opt out of personalized ads.

Who we are

CarBillsExplained.com (“Car Bills Explained”, “we”, “us”) is run by Top Rank ROI LLC (www.toprankroi.com). Contact: rolandoc@toprankroi.com, (714) 791-9608, or our contact page.

What we collect

Contact form. Your name, email address, the topic you choose and your message are emailed to us so we can reply. The website doesn’t keep a copy in its database, and we don’t add you to a mailing list. Please don’t send Social Security numbers, policy or account numbers, your VIN, driver’s license number or other sensitive information.
Analytics. We use Google Analytics 4 to understand which pages people read: pages viewed, approximate location (city level), device and browser type, and how you arrived. Google Analytics uses cookies and similar technology. Learn how Google uses information from sites that use its services.
Server logs. Our web host, WPX, keeps standard server logs (IP address, browser, pages requested, time) for security and troubleshooting.
Cookies. See our Cookie Notice for the list.

Advertising (Google AdSense)

Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites.
Google’s use of advertising cookies enables it and its partners to serve ads to users based on their visit to this site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors’ use of cookies for personalized advertising at www.aboutads.info.
Learn how Google uses information from sites or apps that use its services.
Ads don’t appear on our About, author, Editorial Standards, Contact, Privacy, Cookie Notice, Terms or Disclosure pages.
If we add another ad network later, we’ll name it here and link its privacy policy.

Affiliate links

Some pages may contain affiliate links, which are labeled next to the link. If you click one, the company may use a cookie to know the visit came from us; we don’t receive your personal information from that. We don’t sell your personal information as leads to insurers, agents, lenders or service contract companies. See our Advertising & Affiliate Disclosure.

Videos

As of the effective date above, this site has no videos. If we add YouTube videos, they will load only when you click play, using YouTube’s privacy-enhanced mode (youtube-nocookie.com), and after you click, Google’s Privacy Policy applies. We’ll update this section when that happens.

Your choices

Block or delete cookies in your browser settings.
We honor the Global Privacy Control (GPC) signal as a request to opt out of the sale or sharing of personal information for advertising on that browser.
For visitors in the EEA, the UK and Switzerland, advertising and analytics cookies stay off by default until you give consent (Google Consent Mode).
Turn personalized ads off for this site on this browser with the button below.
To ask what we hold about you, or to delete it, email rolandoc@toprankroi.com.

Checking this browser’s setting…

When personalized ads are off, this site asks Google to show only non-personalized ads and does not load other ad networks’ code on this browser. Ads still appear, but they are not based on your past browsing. Your choice is saved in this browser only; if you clear your browser data or use another browser or device, make the choice again there.

California residents

California: you can ask us what personal information we’ve collected, ask us to delete it, and opt out of its sale or sharing. We don’t sell personal information for money. Advertising cookies may count as “sharing” under California law, and GPC or the opt-out button above opts you out on that browser.

Children

This site is for adults and isn’t directed to children under 13. We don’t knowingly collect their information. If you believe a child has sent us personal information, contact us and we’ll delete it.

Security

The site uses a secure (HTTPS) connection, and we take reasonable steps to protect what we receive. No website or email can be made completely secure.

Changes

We’ll update this page and its effective date when our practices change.

Education only: general information, not insurance, legal or financial advice for your situation. Car Bills Explained is not an insurance company, lender, broker, agent or dealer, and we don’t sell policies, loans or service contracts. Rules, prices and coverage vary by state and by company, so read your own documents, check the official agency we link, or ask a licensed professional before you act. We may earn money from labeled ads and labeled affiliate links; that never changes our facts or sources.